Indian Overseas Bank has 17 branches in Ernakulam like W.Isalnd , Udyogamandal Indl Complex , Trippunithura , . Please select a branch from the list below to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| W.Isalnd | Xxiv/1557 Handicraft Building Willingdon Indira Gandhi Main Road, Willingdon Kochi Pin : 682003 |
IOBA0000102 | 682020003 | Indian Overseas Bank | Kochi | Ernakulam | Kerala |
| Udyogamandal Indl Complex | 111/3111A Factory Road, Udyogamandal, Pin : 683501 | IOBA0000439 | 682020007 | Indian Overseas Bank | Eloor | Ernakulam | Kerala |
| Trippunithura | 668-E Athanickal Buildings, I Floor, East Fort Junction, Hill Palace Rd Tripunithura Pin : 682301 |
IOBA0001575 | 682020008 | Indian Overseas Bank | Trippunithura | Ernakulam | Kerala |
| Thrikkakara | Gode P O,Ernakulam Pin 682030 | IOBA0003169 | NON MICR | Indian Overseas Bank | Kakkanad | Ernakulam | Kerala |
| R.O.Ernakulam | Post Box No: 2384 Door No: Nil, Vettukattil Buildings, Jos Junction,Mgrd,Ernakulam, Kochi Pin Code - 682016 |
IOBA0000824 | NON MICR | Indian Overseas Bank | Kochi | Ernakulam | Kerala |
| Perumbavoor | Ii/303-U Madaparambil Arcade Temple Junction, M C Road Perumbavoor Pin : 683542 |
IOBA0000069 | 683020001 | Indian Overseas Bank | Perumbavoor | Ernakulam | Kerala |
| Palarivattom | Cc 32/1579 First Floor, Opp. Emc Hospital Bye-Pass, Palarivattom Cochin Pin : 682025 |
IOBA0001870 | Indian Overseas Bank | Kochi | Ernakulam | Kerala | |
| Muvattupuzha | Charipuram Complex, I Floor, College Road, Muvattupuzha, Ernakulam |
IOBA0001916 | NON-MICR | Indian Overseas Bank | Muvattupuzha | Ernakulam | Kerala |
| Maradu | D No Iii/691D Devikrupa Complx Maradu Po Ernakulam 682304 | IOBA0002243 | NON-MICR | Indian Overseas Bank | Maradu | Ernakulam | Kerala |
| Kothamangalam | Kmc Xiv / 288 A12 To 17, Chelad Bldg. I Floor, Jyothi Towers, Munnar Road, Kothamangalam, Pin : 686691 |
IOBA0001907 | NON MICR | Indian Overseas Bank | Kothamangalam | Ernakulam | Kerala |
| Kochi | Vi 1147, Kottukulam Road, Kochi Pin 682002 | IOBA0000019 | Indian Overseas Bank | Kochi | Ernakulam | Kerala | |
| Kaloor-Ernakulam | 36/2214 Raphaels, Kaloor-Kadavanthara Rd Kaloor Junction, Kochi Ernakulam Pin : 682017 |
IOBA0001613 | 682020009 | Indian Overseas Bank | Kaloor | Ernakulam | Kerala |
| Kakkanad | 275 / D Kallumkal Buildings Vazhakkala, Kakkanad Kochi Pin : 682021 |
IOBA0001660 | 682020010 | Indian Overseas Bank | Kochi | Ernakulam | Kerala |
| Ernakulam | 40 / 8007 & 8008 M G Road, Ernakulam Kochi Pin : 682035 | IOBA0000024 | 682020002 | Indian Overseas Bank | Kochi | Ernakulam | Kerala |
| Edappilly | Xxx/116 Periyamkunnath Building Koonamthai,Edapally, Ernakulam Edapally Pin : 682024 |
IOBA0001496 | 682020006 | Indian Overseas Bank | Kochi | Ernakulam | Kerala |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.