Indian Overseas Bank has branches in 14 districts in Kerala like Wayanad , Thrissur , Thiruvananthapuram , . Please select a district from the list below to see the branches in that district and to get the location, contact details, IFSC code, MICR code.

IFSC Codes of Indian Overseas Bank in Kerala

Branch Name Branch Address IFSC Code MICR Code Bank City District State
West Hill 1/3657,Dr.Rajaram Building Chakkorothukulum, Kannur
Road,Kozikhode,Pin : 673006,Dist : Kozhikode
IOBA0002089 Indian Overseas Bank Calicut Kozhikode Kerala
W.Isalnd Xxiv/1557 Handicraft Building Willingdon Indira Gandhi Main
Road, Willingdon Kochi Pin : 682003
IOBA0000102 682020003 Indian Overseas Bank Kochi Ernakulam Kerala
Vilavoorkal Ii/459-B Ambadi Buildings, Thachottukavu, Peyad Po,
Vilavoorkal - 695573
IOBA0001212 Indian Overseas Bank Trivandrum Thiruvananthapuram Kerala
Vidya Academy Science & Technology Ec V A S T Campus, Kurumal Thalakottakara, Kecheri, Thrissur,
Pin : 680501
IOBA0006820 NON-MICR Indian Overseas Bank Kechery Thrissur Kerala
Vettoor Lakshmana Buildings,Puthenchantha(Near Varkalamarket)
Varkala - 695141
IOBA0000770 Indian Overseas Bank Vettoor Thiruvananthapuram Kerala
Venjaramoodu 424/21 Ground Floor, Athulya Buildings, Venjaramoodu,
Trivandrum 695607
IOBA0003228 NON-MICR Indian Overseas Bank Nedumangad Thiruvananthapuram Kerala
Vellangallur 11/697;Vellangallore;680662 IOBA0000220 Indian Overseas Bank Vellangallore Thrissur Kerala
Vattiyoorkavu Vp Iv/542, Vattiyoorkavu Kachani Post Thiruvananthapuram Pin
: 695013
IOBA0000428 Indian Overseas Bank Vattiyurkavu Thiruvananthapuram Kerala
Varkala 386/1 Maidanam Varkala Pin : 695141 IOBA0000321 Indian Overseas Bank Varkala Thiruvananthapuram Kerala
Varandrapalli 18/846, Thomson Centre, Varandrapally Pin 680303 IOBA0000218 Indian Overseas Bank Varandrapally Thrissur Kerala
Valapatanam (Baliapatam) B P 11/293 A;Station Road;Valapatnam;670010 IOBA0000010 Indian Overseas Bank Baliapatam Kannur Kerala
Valancherry Vp 3 217 Kozhikode Road Valancherry Malappuram Dist Kerala -
IOBA0002298 NON- MICR Indian Overseas Bank Valancherry Malappuram Kerala
Vadasserikonam K S Building Near Post Office Vadasserikonam Pin : 695143 IOBA0000769 Indian Overseas Bank Vadasserikonam Thiruvananthapuram Kerala
Vadakara 21/350;Shajahan Tower;Narayana Nagar;Vadakara;673101 IOBA0001455 Indian Overseas Bank Vadakara Kozhikode Kerala
Ulloor Tc 1/286 (1), G.M. Square Ulloor Junction,Medical Coll.P.O.
Thiruvananthapuram Pin : 695011
IOBA0001623 Indian Overseas Bank Thiruvananthapuram Thiruvananthapuram Kerala

What is IFSC code of a bank?

Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.

What is the use of MICR code?

MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.

What is the time of Neft?

National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.