Union Bank Of India has 10 branches in Kottayam like Vaikom , Thellakom , R O Kottayam , . Please select a branch from the list below to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| Vaikom | Kaniamparampil Arcade,Valiya Kavala Bus Stand Road, Dist.Kottayam, Vaikom - 686 141, Kerala. |
UBIN0555371 | NON MICR | Union Bank Of India | Vaikom | Kottayam | Kerala |
| Thellakom | Thellakom Kottayam Kerala Kottayam Kerala Pincode 686630 | UBIN0570567 | Union Bank Of India | Kottayam | Kottayam | Kerala | |
| R O Kottayam | Build No 13 575C Zac Complex Kodimatha Kottayam Kerala 686001 |
UBIN0567281 | NON MICR | Union Bank Of India | Kottayam | Kottayam | Kerala |
| Palai | Moons Building, Opp. Mini Civil Station,Pala, Dist.Kottayam,Kerala |
UBIN0555614 | NON MICR | Union Bank Of India | Palai | Kottayam | Kerala |
| Nagampadam | Nagampadam Post Shm , P.B No. 1 , Dist Kottayam , Kerala - 686006 |
UBIN0533700 | NON MICR | Union Bank Of India | Nagampadam | Kottayam | Kerala |
| Mundakayam | Post Box No.3 Pottamkulam Bldg. K.K.Road Post Mundakayam Dist.Kottayam Kerala Pin 686512 |
UBIN0533718 | NON MICR | Union Bank Of India | Mundakayam | Kottayam | Kerala |
| Kottayam | P.B. No. 277, Shastri Road,Kottayam, Dist. Kottayam,Kerala, Pin - 686 001. |
UBIN0536121 | NON MICR | Union Bank Of India | Kottayam | Kottayam | Kerala |
| Kallara | No 264, Chorath Buildg Kallara South Po Kottayam Kerala Pincode-686611 |
UBIN0567761 | Union Bank Of India | Kottayam | Kottayam | Kerala | |
| Kaduthuruthy | K K Complex Central Junction Vaikom Taluk Dist Kottayam | UBIN0561436 | NON MICR | Union Bank Of India | Kaduthuruthy | Kottayam | Kerala |
| Changanacherry | Bishop Lavinge Centre,P.B.No.79, Palace Road,Kottayam Dist. Pin -686 101, Kerala. |
UBIN0552623 | NON MICR | Union Bank Of India | Kottayam | Kottayam | Kerala |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.