The Varachha Co-Op. Bank Ltd. has 9 branches in Surat like Yogi Chowk , Sachin , Ring Road , . Please select a branch from the list below to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| Yogi Chowk | Shop No.9 To 15, 1St Floor, Swapn Residency, Nr. Water Tank, Yogi Chowk,Surat-395010 |
VARA0289012 | 395289010 | The Varachha Co-Op. Bank Ltd. | Surat | Surat | Gujarat |
| Sachin | Laxmivilla Township, G.I.D.C., Sachin-394230 | VARA0289008 | 395289009 | The Varachha Co-Op. Bank Ltd. | Sachin | Surat | Gujarat |
| Ring Road | 1St Floor, Vankarsangh Building, Opp. Jash Market, Ring Road, Surat-395003 |
VARA0289003 | 395289004 | The Varachha Co-Op. Bank Ltd. | Surat | Surat | Gujarat |
| Punagam | Resma Residency, Near Punagam Canal Road, Punagam Surat-395010 |
VARA0289007 | 395289008 | The Varachha Co-Op. Bank Ltd. | Puna | Surat | Gujarat |
| Mota Varachha | Shop No. 3 To 5, Abhishek Residency-3, Nr. Sudama Chowk, Mota Varachha-394101 |
VARA0289013 | 395289011 | The Varachha Co-Op. Bank Ltd. | Surat | Surat | Gujarat |
| Katargam | Sardar Complex,Katargam Main Road, Near Bal Anath Ashram, Katargam-395004 |
VARA0289006 | 395289007 | The Varachha Co-Op. Bank Ltd. | Surat | Surat | Gujarat |
| Kapodra | Near Siddhkutir Mandir,Kapodra, Varachha Road, Surat-395006 | VARA0289005 | 395289006 | The Varachha Co-Op. Bank Ltd. | Surat | Surat | Gujarat |
| Kamrej | Bhavani Complex, Kamrej Char Rasta, Kamrej- 394185 | VARA0289002 | 395289003 | The Varachha Co-Op. Bank Ltd. | Kamrej | Surat | Gujarat |
| Kadodara | Thakorji Complex, Kadodra Char Rasta, Kadodra-394327 | VARA0289004 | 395289005 | The Varachha Co-Op. Bank Ltd. | Kadodara | Surat | Gujarat |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.