The IFSC code of State Bank Of India, Harni Warasia Ring Road branch, Vadodara is SBIN0010971 and the address is Behind R T O,Vadodara,Gujarat 390006. The bank code of State Bank Of India is SBIN. The branch code of Harni Warasia Ring Road is 010971. The IFSC code SBIN0010971 can be uesd for NEFT transfer, RTGS transfer and IMPS transfer. More details are given below.

Bank State Bank Of India
Ifsc Code SBIN0010971
Micr Code 390002051
Branch Name Harni Warasia Ring Road
Branch Address Behind R T O,Vadodara,Gujarat 390006
Contact 9898005803
City Vadodara
District Vadodara
State Gujarat

Address and Location of Branch

What is IFSC code of a bank?

Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.

What is the use of MICR code?

MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.

What is the time of Neft?

National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.