Indian Overseas Bank has 8 branches in Ghaziabad like Shalimargarden , Sector 15 Vasundhara , Rajendra Nagar,Ghaziabad , . Please select a branch from the list below to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| Shalimargarden | St Mary'S Christian Hi B-Block Shalimar Garden Extn Ii Sahibabad Ghaziabad Pin : 201005 |
IOBA0001634 | Indian Overseas Bank | Ghaziabad | Ghaziabad | Uttar Pradesh | |
| Sector 15 Vasundhara | 15/16 Sector 15 Vasundhara Ghaziabad | IOBA0002366 | NON- MICR | Indian Overseas Bank | Sector 15 Vasundhara | Ghaziabad | Uttar Pradesh |
| Rajendra Nagar,Ghaziabad | Plotno 19,Sector-5,Near M4U Cinema Hall,Rajendranagar,Sahibabad,Ghaziabad-201 005,Uttar Pradesh. |
IOBA0002645 | NON- MICR | Indian Overseas Bank | Ghaziabad | Ghaziabad | Uttar Pradesh |
| Kaushambi | Plot No H1,Ground Floor,Shopprix Mall,Kaushambi,Ghaziabad Pin 201010 |
IOBA0002387 | NON- MICR | Indian Overseas Bank | Kaushambi | Ghaziabad | Uttar Pradesh |
| Indirapuram, Ghaziabad | No. 1 / 3 Vaibhav Khand, Amrapali Green, Indirapuram, Ghaziabad,Pin : 201002 |
IOBA0001852 | Indian Overseas Bank | Ghaziabad | Ghaziabad | Uttar Pradesh | |
| Hapur | Nks Villa Gandhi Ganj, Garh Road, Dist Hapur, Uttar Pradesh 245101 |
IOBA0003311 | NON MICR | Indian Overseas Bank | Hapur | Ghaziabad | Uttar Pradesh |
| Ghaziabad | 2 Navyug Market Ghaziabad Pin : 201001 | IOBA0000457 | Indian Overseas Bank | Ghaziabad | Ghaziabad | Uttar Pradesh | |
| Chirori | Chirori Pin : 201102 | IOBA0000576 | NON-MICR | Indian Overseas Bank | Chirori | Ghaziabad | Uttar Pradesh |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.