Indian Overseas Bank has 32 branches in Ludhiana like Threeke , Sunder Nagar , Siahar , . Please select a branch from the list below to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| Threeke | Opp. Godawari Motors;Threeke-Ferozepur Road;Ayali Chowk;Threeke;142021 |
IOBA0000415 | 141020009 | Indian Overseas Bank | Threeke | Ludhiana | Punjab |
| Sunder Nagar | B-Xxiv;2592/1;Atam Tower;70 Feet Road;Sunder Nagar;Ludhiana;141007 |
IOBA0001589 | 141020011 | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab |
| Siahar | Near Bus Stand ,Siahar, Tehsil, Payal Siahar Pin : 141117 | IOBA0000688 | NON-MICR | Indian Overseas Bank | Siahar | Ludhiana | Punjab |
| Sbs Nagar Ludhiana Ludhiana | Sbs Nagar, Pakhowal Road, Ludhiana 141013 | IOBA0002663 | NON MICR | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab |
| Rishi Nagar | Sco - 51, Rishi Nagar Shopping Complex, Rishi Nagar ,Ludhiana, Pin : 141001 |
IOBA0001898 | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab | |
| Raikot | Near Life Care Hospital Ludhiana Road Raikot Pin : 141109 ,Dist : Ludhiana |
IOBA0002265 | NON-MICR | Indian Overseas Bank | Raikot | Ludhiana | Punjab |
| Rahon Road | B/32/201;Rahon Road;Ludhiana;143601 | IOBA0001477 | 141020008 | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab |
| R.O.Ludhiana | Post Box No: 410 Door No: 550/1, Fountain Chowk College Rd Civil Lines Ludhiana Pin Code - 141001 |
IOBA0002013 | NON MICR | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab |
| Pakhowal Road.Ludhiana. | 745;Sargodha Colony;Pakhowal Road;Ludhiana;141002 | IOBA0001123 | 141020007 | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab |
| Mullanpur Dakha Mandi | Shop No. 6, Mullanpur Dakha Mandi, Pin : 141101 | IOBA0000474 | Indian Overseas Bank | Mullanpur Dakha | Ludhiana | Punjab | |
| Msme Processing Centre | Lst Floor,Sainik Rest House,Kacherei Road,Ludhiana 141001 | IOBA0003292 | NON MICR | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab |
| Model Town, Ludhiana | Sco No. 6 Behind Krishna Mandir Model Town Extension Market Ii Ludhiana, Pincode - 141002 |
IOBA0002441 | NON MICR | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab |
| Millerganj | B-Xv-141;Opp Fire Brigade;G T Road;Millerganj;Ludhiana;141003 |
IOBA0001590 | 141020010 | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab |
| Ludhiana - Bhadaur House | 1391, Bhadaur House, Dr Zail Singh Market, Ludhiana Pin 141008 |
IOBA0002069 | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab | |
| Ludhiana | I Floor;Sainkik Rest House;Kacheri Road;Ludhiana;141001 | IOBA0000047 | 141020006 | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.