Indian Overseas Bank has 21 branches in Ganjam like R.O.Berhampur , Purushottampur , Polasara , . Please select a branch from the list below to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| R.O.Berhampur | Post Box No: 4 Door No: Nil, Church Road Ganjam District Berhampur Pincode - 760001 |
IOBA0002006 | NON MICR | Indian Overseas Bank | Berhampur | Ganjam | Odisha |
| Purushottampur | Iob,Main Road,Infront Of Sbi,Dt.Ganjam,Orissa,Pin 761018 | IOBA0002560 | NON MICR | Indian Overseas Bank | Chhatrapur | Ganjam | Odisha |
| Polasara | Jagannath Street, At/Po, Polasara, Dt Gangam Orrisa 761105 | IOBA0002350 | NON - MICR | Indian Overseas Bank | Polasara | Ganjam | Odisha |
| Nuapada | Main Road, Nuapada, Pin : 761011 | IOBA0000734 | NON-MICR | Indian Overseas Bank | Berhampur | Ganjam | Odisha |
| Narendrapur | Main Road,Narendrapur,Ganjam District,Pin Code - 761051 | IOBA0000702 | 760020004 | Indian Overseas Bank | Narendrapur | Ganjam | Odisha |
| Mujagada | At: Landei Sahi, P.O. Bhanjanagar, Mujagada, Pin : 761126 | IOBA0000950 | NON-MICR | Indian Overseas Bank | Bhanjanagar | Ganjam | Odisha |
| Kukudakhandi | Main Road, At Po.: Kukudakhandi - 761100 | IOBA0000626 | Indian Overseas Bank | Kukudakhandi | Ganjam | Odisha | |
| Khallikote | Yuvraj Bunglow,At/Po. Khallikote, Dt Ganjam , Orissa 761030 | IOBA0002349 | NON - MICR | Indian Overseas Bank | Khallikote | Ganjam | Odisha |
| Keranditola Narayanapur | Keranditola Narayanpur P.O.Tanganapalli Via.Bhatakumuda Dt.Ganjam Orissa-761003 |
IOBA0003046 | NON MICR | Indian Overseas Bank | Bhatakumrada | Ganjam | Odisha |
| Kabisuryanagar | Main Road,Kabisuryanagar,Dt-Ganjam,Pin-761104(Orissa) | IOBA0002609 | NON MICR | Indian Overseas Bank | Aska | Ganjam | Odisha |
| Jahada | At Po Jahada, (Via) Dharakote, Jahada, Pin : 761107 | IOBA0000986 | NON-MICR | Indian Overseas Bank | Aska | Ganjam | Odisha |
| Haladiapadar | 1910, Nh-5 Bypass Road,Near Chandrakalpeswar Temple, At. Haladiapadar,Po.Gosaninuagaon,Dt. Ganjam(Odisha) Pin 760003 |
IOBA0003119 | NON MICR | Indian Overseas Bank | Brahmapur | Ganjam | Odisha |
| Golanthara | At-Galanthara,Dist-Ganjam,Orissa | IOBA0000917 | Indian Overseas Bank | Golanthara | Ganjam | Odisha | |
| Dengapadar | At P.O.: Dengapadar, Burupada(Via), Dengapadar, Pin : 761146 | IOBA0000940 | NON-MICR | Indian Overseas Bank | Hinjli | Ganjam | Odisha |
| Chatrapur | Nh-5, In Front Of Drda Office At/Po. Chatrapur-761020 | IOBA0002348 | NON - MICR | Indian Overseas Bank | Polasara(Teh.Chatrapur) | Ganjam | Odisha |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.