Indian Overseas Bank has 8 branches in Udupi like Udipi , Shirva , Manipal , . Please select a branch from the list below to get the location, contact details, IFSC code, MICR code.

IFSC Codes of Indian Overseas Bank in Udupi

Branch Name Branch Address IFSC Code MICR Code Bank City District State
Udipi Sri Bhoovaraha Complex, Car Street, Opp Sode Mutt, Udupi -
576101
IOBA0001442 Indian Overseas Bank Udupi Udupi Karnataka
Shirva Door No 12/107, Old Janata Store Main Road, Shirva, Udupi
Taluk Udupi, Pincode – 574116 Karnataka State
IOBA0002409 NON MICR Indian Overseas Bank Shirva Udupi Karnataka
Manipal Syndicate House, Upendra Nagar, Manipal, Karnataka Pin
576104
IOBA0002909 NON MICR Indian Overseas Bank Udupi Udupi Karnataka
Kundapura Prabhu Building,Municipal Road, Kundpura, Karnataka 576201 IOBA0003155 NON MICR Indian Overseas Bank Udupi Udupi Karnataka
Karkala Gopal Towers;Main Road;Karkala;574104 IOBA0000841 Indian Overseas Bank Karkala Udupi Karnataka
Hebri 5 53,Sudheendra Complex,1St Floor,Main Road Hebri Karkala
Taluk Pin-576112
IOBA0003055 NON MICR Indian Overseas Bank Hebri Udupi Karnataka
Bijadi No 4 / 268, Ramnath Kripa Main Road, Bijadi Village
Koteshwara Post, Kundapur Taluk Udupi, Pincode – 576222
Karnataka State
IOBA0002410 NON MICR Indian Overseas Bank Bijadi Udupi Karnataka
Belmannu 263 Ground Floor , Mangalore,Belmannu,Udupi, 576111,
Karnataka
IOBA0002591 NON MICR Indian Overseas Bank Karkala Udupi Karnataka

What is IFSC code of a bank?

Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.

What is the use of MICR code?

MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.

What is the time of Neft?

National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.