Indian Overseas Bank has branches in 19 districts in Gujarat like Valsad , Vadodara , Surendranagar , . Please select a district from the list below to see the branches in that district and to get the location, contact details, IFSC code, MICR code.

IFSC Codes of Indian Overseas Bank in Gujarat

Branch Name Branch Address IFSC Code MICR Code Bank City District State
Waghodia Road A-3,Gajananad Park Society,Uma Char Rasta,Waghodia
Road,Baroda. Dist : Baroda,Pin : 390 019
IOBA0002391 NON MICR Indian Overseas Bank Waghodia Vadodara Gujarat
Vyara Ground Floor, Adarsh Guest House Building , Station Road,
Vyara 394650 Dist Tapi, Gujarat
IOBA0002507 NON MICR Indian Overseas Bank Vyara Surat Gujarat
Viramgam 7 Station Road,Viramgam ,Pin 382150 IOBA0000470 NON MICR Indian Overseas Bank Ahmedabad Ahmedabad Gujarat
Vastrapur B-13 Himmatlal Park Vastrapur Ahmedabad Pin : 380015 IOBA0001042 380020013 Indian Overseas Bank Ahmedabad Ahmedabad Gujarat
Vapi Phase Iv Nhw 8, I Floor, Express House Gidc, Char Rasta, Vapi, Pin:
396 195
IOBA0001143 Indian Overseas Bank Vapi Valsad Gujarat
Vaniawadirajkot Bhakti Nagar Circle Vaniavadi Rajkot Pin : 360002 IOBA0000427 Indian Overseas Bank Rajkot Rajkot Gujarat
Valsad Aditya Chambers;I Floor;Opp Kalyan Bang Station
IOBA0001287 Indian Overseas Bank Kalwada Valsad Gujarat
Vaghasi No.445/2 Khedut Bhavan, Near Nh No.8, Vaghasi Village, Dist.
IOBA0003073 NON MICR Indian Overseas Bank Anand Anand Gujarat
Vadodara Iii Floor,Aries Compled, B P C Road, Alkapuri, Vadodara,
Gujarat 390005
IOBA0003254 NON MICR Indian Overseas Bank Vadodara Vadodara Gujarat
Undera Undera Refinery Circle Post Undera - Koyli Undera Pin :
IOBA0000723 390020007 Indian Overseas Bank Undera Vadodara Gujarat
Udhna Magdala Road Branch Rudraksh Bhavan, Ist Floor, Navjeevan Circle, Udhana Magdala
Road, Surat - 395007
IOBA0001876 Indian Overseas Bank Surat Gujarat
Uday Nagar, Gandhidham Iffco Township, Uday Nagar Colony, Gandhidham, Pin: 370203 IOBA0001764 Indian Overseas Bank Gandhidham Kutch Gujarat
Thaltej Khemka House, I Floor Opp Drive In Cinema, Thaltej Pin :
IOBA0000450 380020012 Indian Overseas Bank Ahmedabad Ahmedabad Gujarat
Surendranagar Mega Central St,Bus Stand,Wadhvan-Surendranagar Road,
Surendranagar Dist., Gujara 363001.
IOBA0002899 NON MICR Indian Overseas Bank Wadhwan Surendranagar Gujarat
Surat M - 1;Empire State Building;Near Udhna Darwaza;Ring
IOBA0000112 Indian Overseas Bank Surat Surat Gujarat

What is IFSC code of a bank?

Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.

What is the use of MICR code?

MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.

What is the time of Neft?

National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.