Indian Overseas Bank has 10 branches in South Goa like Zuari Nagar , Xeldem , Vasco Da Gama , . Please select a branch from the list below to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| Zuari Nagar | No.1,2,3, Greva Residency / Near Mes College Junction, Sancoale,South Goa,Goa-403726 |
IOBA0002903 | NONMICR | Indian Overseas Bank | Margao | South Goa | Goa |
| Xeldem | Shop 15,16,17 Nirmal Residency, Xeldem, Tilamol, Goa. 403705 | IOBA0003005 | NON MICR | Indian Overseas Bank | Quepem | South Goa | Goa |
| Vasco Da Gama | Pereira Chambers;Pe Jose Vaz Road;Vasco-Da-Gama;Goa;403802 | IOBA0000194 | 390020003 | Indian Overseas Bank | Mormugao | South Goa | Goa |
| Seraulim | Ag/5-6, Reliance Park Co-Operative Housing Society,Margao-Colva Road, Seraulim,South Goa, Goa-403708 |
IOBA0002902 | NONMICR | Indian Overseas Bank | Margao | South Goa | Goa |
| Margao Gogol | Shop No G7,G8 Satyavathy Plaza,Gogol,Margao,South Goa, Goa 403601 |
IOBA0003147 | NON MICR | Indian Overseas Bank | Margao | South Goa | Goa |
| Margao | I Floor;N A P Mansion;Martires Dias Road;Malbhat;Margao;403601 |
IOBA0001463 | 403020012 | Indian Overseas Bank | Margao | South Goa | Goa |
| Davorlim-Dikarpale | 3, Royal Plaza, Main Road, Near Panchayat, Davorlim South Goa 403707 |
IOBA0003060 | NON MICR | Indian Overseas Bank | Margao | South Goa | Goa |
| Cortalim | Shop No.418/1,Gr.Fl.,2Nd Arvalle,Cortalim Salcete, South Goa,Goa- 40371 |
IOBA0002520 | NON MICR | Indian Overseas Bank | Cortalim | South Goa | Goa |
| Chandor | Ground Floor Braganza Mansion Near Nossa Senhora De Delem Church Chandor Salcete Dist South Goa Pin 40374 |
IOBA0002519 | NON MICR | Indian Overseas Bank | Chandor | South Goa | Goa |
| Benaulim | Shop No.279 B-Gf,S3,S4 Pequeno,Pulvaddo,Benaulim,Salcete,Goa-403716. |
IOBA0003340 | NON MICR | Indian Overseas Bank | Benaulim | South Goa | Goa |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.