The Jammu And Kashmir Bank Ltd has branches in 5 districts in Punjab like Moga , Mansa , Ludhiana , . Please select a district from the list below to see the branches in that district and to get the location, contact details, IFSC code, MICR code.

IFSC Codes of The Jammu And Kashmir Bank Ltd in Punjab

Branch Name Branch Address IFSC Code MICR Code Bank City District State
S.M. Amritsar Shastri Market, Amritsar (Punjab) JAKA0GURUJI 143051002 The Jammu And Kashmir Bank Ltd Amritsar Amritsar Punjab
Pathankote Gurdaspur Road, Ware House, Pathankote (Punjab) JAKA0PATHAN NON-MICR The Jammu And Kashmir Bank Ltd Pathankot Gurdaspur Punjab
Moga Court Road, Moga (Punjab) JAKA0MOGAPB NON-MICR The Jammu And Kashmir Bank Ltd Moga Moga Punjab
Mansa Gaushalla Road, Mansa (Punjab) JAKA0MANSSA NON-MICR The Jammu And Kashmir Bank Ltd Mansa Mansa Punjab
M. M. Amritsar Majith Mandi, Amritsar (Punjab) JAKA0TEMPLE 143051003 The Jammu And Kashmir Bank Ltd Majitha Amritsar Punjab
Induatrial Area, Ludhiana 330-A, Industrial Area, Near Cheema Chowk,Ludhiana (Punjab) JAKA0IALUDH 141051002 The Jammu And Kashmir Bank Ltd Ludhiana Ludhiana Punjab

What is IFSC code of a bank?

Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.

What is the use of MICR code?

MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.

What is the time of Neft?

National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.