Ratnakar Bank Limited has branches in 13 states. Please select a state from the list below to see the branches in that state and to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| Visapur | A/P: Visapur - 416 314. Tal.Tasgaon, Dist.Sangli. | RATN0000055 | Ratnakar Bank Limited | Visapur | Sangli | Maharashtra | |
| Visapur | A/P: Visapur - 416 314. Tal.Tasgaon, Dist.Sangli. | RATN0000055 | 416176511 | Ratnakar Bank Limited | Visapur | Sangli | Maharashtra |
| Virar | The Ratnakar Bank Ltd. Sumant Chaya, Purandarewadi, Next To Railway Stn, Near Talathi Office Bazarwadi, Virar (E), Thane. -410 303 |
RATN0000087 | Ratnakar Bank Limited | Virar | Thane | Maharashtra | |
| Virar | The Ratnakar Bank Ltd. Sumant Chaya, Purandarewadi, Next To Railway Stn, Near Talathi Office Bazarwadi, Virar (E), Thane. -410 303 |
RATN0000087 | 400176015 | Ratnakar Bank Limited | Virar | Thane | Maharashtra |
| Vashi, Navi Mumbai | The Ratnakar Bank Ltd,Arti Chs Ltd,Plot 29, Sector 2,Vashi, Navi Mumbai,Maharashtra - 400 705 |
RATN0000102 | 400176022 | Ratnakar Bank Limited | Mumbai | Mumbai | Maharashtra |
| Vasai | Ram-Rahim Tower, Ambadi Road, Samatanagar, Vasai (W) 401202 | RATN0000066 | 400176006 | Ratnakar Bank Limited | Vasai | Thane | Maharashtra |
| Vasai | Ram-Rahim Tower, Ambadi Road, Samatanagar, Vasai (W) 401202 | RATN0000066 | 400176006 | Ratnakar Bank Limited | Vasai | Thane | Maharashtra |
| Vasagade | A/P: Vasagade. Tal. Karveer, Dist. Kolhapur. | RATN0000018 | Ratnakar Bank Limited | Vasagade | Kolhapur | Maharashtra | |
| Vasagade | A/P: Vasagade. Tal. Karveer, Dist. Kolhapur. | RATN0000018 | 416176516 | Ratnakar Bank Limited | Vasagade | Kolhapur | Maharashtra |
| Vapi | The Ratnakar Bank Ltd,Gr.Floor, Sahara Market,Vapi Silvassa Road,Vapi - 396195 |
RATN0000126 | 396176031 | Ratnakar Bank Limited | Vapi | Valsad | Gujarat |
| Unchagaon | Dr.J.Y. Patil'S Building, Unchagaon - 416 005. Tal.Karveer,Dist.Kolhapur. |
RATN0000045 | Ratnakar Bank Limited | Unchagaon | Kolhapur | Maharashtra | |
| Umarga | 1St Floor, Bldg No 20,21 .Ward No 13, Main Road Omerga. Pin- 413606 |
RATN0000098 | Ratnakar Bank Limited | Umarga | Osmanabad | Maharashtra | |
| Umarga | 1St Floor, Bldg No 20,21 .Ward No 13, Main Road Omerga. Pin- 413606 |
RATN0000098 | NON MICR | Ratnakar Bank Limited | Umarga | Osmanabad | Maharashtra |
| Uchagaon | Dr.J.Y. Patil'S Building, Unchagaon - 416 005. Tal.Karveer,Dist.Kolhapur. |
RATN0000045 | 416176006 | Ratnakar Bank Limited | Uchagaon | Kolhapur | Maharashtra |
| Tirupathi | The Ratnakar Bank Ltd,D No: 231/2, Plot No: 87, Padmavathipuram,Tiruchanoor Road,Tirupathi - 517502 |
RATN0000120 | 517176002 | Ratnakar Bank Limited | Tirupati | Chittoor | Andhra Pradesh |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.